Chance Gates' Blog

www.nevadawolfpack.com

Two junior college transfers and two prep products have enrolled in classes this semester at the University of Nevada, the Wolf Pack football program announced today.

Defensive backs Nigel Haikins and Markus Smith, both juniors, join the Wolf Pack from the junior college ranks while Reggie Coates and Andrew Main previously signed National Letters of Intent with Nevada in 2011 and delayed enrollment until the spring semester.

Haikins is 5-10 and 205 pounds and comes to Nevada from Diablo Valley College in the Bay Area. Smith is 6-1, 185 and joins the Pack from Riverside (Calif.) Community College.

Coates (Crespi HS; Canoga Park, Calif.) is a 6-1, 240-pound freshman defensive end while Main (Los Alamitos HS; Los Alamitos, Calif.) is a 6-3, 270-pound freshman offensive lineman.

More information on the players will be available along with the rest of the 2012 signing class, which will be announced Feb. 1

Because if you’re prepared and you know what it takes, it’s not a risk. You just have to figure out how to get there. There is always a way to get there.
Mark Cuban

Being rich is a good thing. Not just in the obvious sense of benefitting you and your family, but in the broader sense. Profits are not a zero sum game. The more you make, the more of a financial impact you can have.
Mark Cuban

But we have to ask ourselves, what’s the purpose of the stock market? It’s supposed to be a source of capital for growing business. It’s lost that purpose.
Mark Cuban

But we have to ask ourselves, what’s the purpose of the stock market? It’s supposed to be a source of capital for growing business.
Mark Cuban

I don’t care what anyone says. Being rich is a good thing.
Mark Cuban

I don’t think there’s any question that the UFL or any other league that wants to challenge the NFL can have an impact. The demand for professional football is off the charts.
Mark Cuban

I hate politics. It’s slimy. Any job where people pander for votes, I don’t like. The country has gotten so partisan that if you’re not on my side, you’re the enemy. The only thing I ever try to support is a third party, like Unity08. We need more parties and more choice.
Mark Cuban

I still work hard to know my business. I’m continuously looking for ways to improve all my companies, and I’m always selling. Always.
Mark Cuban

I think one of the biggest curses in the U.S. is that we have only two political parties.
Mark Cuban

I think that any reporter or columnist will be a little more careful when doing interviews with me.
Mark Cuban

http://www.visitrenotahoe.com

Big-O Tires Presents Advanced Auto Parts Monster Jam

Reno-Sparks Livestock Events Center
March 9, 2012 – March 11, 2012

It’s the hottest edge-of-your-seat, live motor sports property on the planet and largest touring family show in North America!  The events are electrifying as 1,500 HP monster trucks fly 30 feet in the air, flattening anything in their path.  There will be variety of specialty acts such as Freestyle Motocross Exhibitions and ATV “Quad Wars” Racing.

Building – Main Arena

Paid Parking - $7.00 per vehicle

Event:  Friday & Saturday 7:30pm – doors open at 6:30pm

Saturday pit party – 11:30am – 1:00pm MUST have a Saturday 2pm event ticket and Pit Pass (available for purchase at $10.00 at the Livestock Events Center Box Office – while supplies last)

Saturday & Sunday  Matinee 2:00pm – doors open at 1:00pm

Ticket Prices: (includes Facility fee) Adults General Admission   $21.00

Children – General Admission $8.00

Day of show all tickets $2.00 additional

$5.00 Adult discount coupons available at participating Big-O Tires locations from 2/20/12 through 3/8/12 – while supplies last.

For tickets call 800-745-3000 (Ticketmaster) or tickets may be purchased at Ticketmaster.com

May also purchase tickets at the Silver Legacy Casino Box Office open daily at noon with the exception Closed on Mondays

Reno-Sparks Livestock Events Center Box Office – 1350 N. Wells Avenue open week of the event

Monday – Thursday 11am – 6pm

Friday & Saturday – 10am – 8:30pm

Sunday – 10am – 3pm

Mark your favorite properties and get instant updates price changes,  new pictures and status changes.

As a Reno/Sparks Nevada real estate professional and property manager, I encourage all questions and comments on the Reno/Sparks real estate market or any of the articles posted in this blog. Please feel free to use my back door to the MLS and search the houses available in the Reno/Sparks and most Northwest Nevada neighborhoods. I can be reached by email @ chance@ballard-company.com http://www.myspace.com/chancegates .  You can also follow me at http://www.twitter.com/chancegates .  To checkout some of  my property manager services goto http://chancegates.com/property-management-services/

If you are behind on your house payment and looking for a loan modification, go to making homes affordable

If the modification fails, contact your local real estate professional to help short sale your home.  To make sure there is no deficiency judgment a homeowner might find it necessary to hire an attorney.

The Mortgage Bankers Association said its seasonally adjusted composite index of mortgage applications for the week ending January 13 rose 23.1%. Refinancing applications increased 26.4%. Purchase volume rose 10.3%.

The producer price index, which tracks wholesale price inflation, fell 0.1% in December after increasing 0.3% in November. For the year, wholesale prices are up 4.8%. Core prices — which exclude food and fuel — rose 0.3% in December.

The National Association of Home Builders/Wells Fargo monthly housing market index rose four points in January to 25 from a reading of 21 in December. It was the highest level since June 2007. An index reading below 50 indicates negative sentiment about the housing market.

The combined construction of new single-family homes and apartments in December fell 4.1% to a seasonally adjusted annual rate of 657,000 units. Single-family starts increased 4.4%. Multifamily starts fell 20.4%. Applications for new building permits, seen as an indicator of future activity, fell 0.1% to an annual rate of 679,000 units. Housing starts for the year are up 24.9%.

Existing home sales rose 5% in December to a seasonally adjusted annual rate of 4.61 million units from a downwardly revised 4.39 million units in November. The inventory of unsold homes on the market decreased to 2.38 million, a 6.2-month supply at the current sales pace, down from a 7.2-month supply in November.

Initial claims for unemployment benefits fell by 50,000 to 352,000 for the week ending January 14. It was the lowest level since April 2008. Continuing claims for the week ending January 7 fell by 215,000 to 3.432 million.

Thanks to my friends at Prospect Mtg

Mark your favorite properties and get instant updates price changes,  new pictures and status changes.

As a Reno/Sparks Nevada real estate professional and property manager, I encourage all questions and comments on the Reno/Sparks real estate market or any of the articles posted in this blog. Please feel free to use my back door to the MLS and search the houses available in the Reno/Sparks and most Northwest Nevada neighborhoods. I can be reached by email @ chance@ballard-company.com http://www.myspace.com/chancegates .  You can also follow me at http://www.twitter.com/chancegates .  To checkout some of  my property manager services goto http://chancegates.com/property-management-services/

If you are behind on your house payment and looking for a loan modification, go to making homes affordable

If the modification fails, contact your local real estate professional to help short sale your home.  To make sure there is no deficiency judgment a homeowner might find it necessary to hire an attorney.

Mortgage rates were back to hitting record lows again, pushing housing affordability even higher to home buyers, Freddie Mac reports in its weekly mortgage market survey. For the sixth consecutive week, the 30-year fixed-rate mortgage, the most popular choice among buyers, has averaged below 4 percent — unheard of until a few weeks ago.

“Mortgage rates eased slightly this week to all-time record lows following mixed indicators in the labor market,” Frank Nothaft, chief economist at Freddie Mac, said in a statement. The economy added 1.6 million jobs in 2011 — the highest number since 2006 — but overall unemployment still remains high, Nothaft noted.

Here’s a closer look at rates and the new record lows they posted for the week ending Jan. 12:

• 30-year fixed-rate mortgages: averaged 3.89 percent, with an average 0.7 point, reaching a new all-time low. Previously, 30-year mortgages’ record low was last week’s 3.91 percent average. A year ago at this time, 30-year rates averaged 4.71 percent.
• 15-year fixed-rate mortgages: averaged 3.16 percent, with an average 0.8 point, dropping from last week’s 3.23 percent average. Last year at this time, 15-year rates averaged 4.08 percent.
• 5-year adjustable-rate mortgages: averaged 2.82 percent, with an average 0.7 point, dropping from last week’s 2.86 percent average. Last year at this time, 5-year ARMs averaged 3.72 percent.
• 1-year ARMs: averaged 2.76 percent, with an average 0.6 point, this week, falling from last week’s 2.80 percent average. A year ago, 1-year ARMs averaged 3.23 percent.

Mark your favorite properties and get instant updates price changes,  new pictures and status changes.

As a Reno/Sparks Nevada real estate professional and property manager, I encourage all questions and comments on the Reno/Sparks real estate market or any of the articles posted in this blog. Please feel free to use my back door to the MLS and search the houses available in the Reno/Sparks and most Northwest Nevada neighborhoods. I can be reached by email @ chance@ballard-company.com http://www.myspace.com/chancegates .  You can also follow me at http://www.twitter.com/chancegates .  To checkout some of  my property manager services goto http://chancegates.com/property-management-services/

If you are behind on your house payment and looking for a loan modification, go to making homes affordable

If the modification fails, contact your local real estate professional to help short sale your home.  To make sure there is no deficiency judgment a homeowner might find it necessary to hire an attorney.

RENO, Nev. – The University of Nevada has completed its 2012 non-conference football schedule with the addition of a home game against the University of South Florida, a member of the Big East Conference, the school announced Tuesday. The matchup is part of a two-game series between the teams as Nevada will play at South Florida in 2015.

Nevada will travel to face California on Sept. 1 to open the season and the Wolf Pack will then come home to Mackay Stadium to play host to South Florida (Sept. and Northwestern State (Sept. 15). After a bye week, Nevada will play at Texas State (Sept. 29) before beginning the Pack’s first ever Mountain West slate.

“USF has an outstanding football team that will present us with some unique challenges,” Nevada coach Chris Ault said. “They are well coached and have some quality players.  This is a game our fans won’t want to miss.”

This marks the sixth time since 2005 that Nevada has played host to a BCS conference school. Nevada has four wins against BCS school since the inception of the series in 1998.

This will be the first meeting between Nevada and USF. The Bulls went 5-7 in 2011 — their first non-winning season since 2004 — and are 13-12 under head coach Skip Holtz, who will be entering his third season in 2012.

“Nevada offers a difficult test for us,” Holtz said. “Offensively, they’ve been very productive under Coach Ault and they’ve had a lot of success as a team over the last few years. Going on the road and playing in a tough environment early in the season will give us an opportunity to see where we are and could help us as we move deeper into the schedule.”

The trip to Reno in 2012 will mark the third time in USF program history that it will play west of the Rocky Mountains. The Bulls traveled to San Diego to take on San Diego St. in 1999 and they also visited Utah in 2001.

The Mountain West portion of the schedule will be released in the coming months. Nevada will have four home games in league play as Boise State, Fresno State, San Diego State and Wyoming will come to Mackay Stadium. The Wolf Pack’s conference road games will be against Air Force, Hawaii, New Mexico and UNLV.

Nevada Wolf Pack Football

Mark your favorite properties and get instant updates price changes,  new pictures and status changes.

As a Reno/Sparks Nevada real estate professional and property manager, I encourage all questions and comments on the Reno/Sparks real estate market or any of the articles posted in this blog. Please feel free to use my back door to the MLS and search the houses available in the Reno/Sparks and most Northwest Nevada neighborhoods. I can be reached by email @ chance@ballard-company.com http://www.myspace.com/chancegates .  You can also follow me at http://www.twitter.com/chancegates .  To checkout some of  my property manager services goto http://chancegates.com/property-management-services/

If you are behind on your house payment and looking for a loan modification, go to making homes affordable

If the modification fails, contact your local real estate professional to help short sale your home.  To make sure there is no deficiency judgment a homeowner might find it necessary to hire an attorney.

The U.S. Congress recently passed a two-month payroll tax cut extension. The $33 billion package is funded by a 10-year increase in the Guaranty Fees that Fannie Mae (Fannie) and Freddie Mac (Freddie) charge lenders to guarantee home loans.

This change is effective for all loans delivered to Fannie and Freddie at the beginning of the second quarter of 2012. For example, the cost of a $200,000 mortgage will go up about $11 per month. Over the life of the loan, these costs are anticipated to be about $4,000.

These changes will also increase the cost of FHA and VA loans. However, the government has not released information as to the timing of these changes.

All lenders — by law — will be adding this increase to their pricing. Some lenders are adjusting their rates with a one-time increase.

Thanks to my friends at Prospect Mtg

Mark your favorite properties and get instant updates price changes,  new pictures and status changes.

As a Reno/Sparks Nevada real estate professional and property manager, I encourage all questions and comments on the Reno/Sparks real estate market or any of the articles posted in this blog. Please feel free to use my back door to the MLS and search the houses available in the Reno/Sparks and most Northwest Nevada neighborhoods. I can be reached by email @ chance@ballard-company.com http://www.myspace.com/chancegates .  You can also follow me at http://www.twitter.com/chancegates .  To checkout some of  my property manager services goto http://chancegates.com/property-management-services/

If you are behind on your house payment and looking for a loan modification, go to making homes affordable

If the modification fails, contact your local real estate professional to help short sale your home.  To make sure there is no deficiency judgment a homeowner might find it necessary to hire an attorney.

A world without nuclear weapons would be less stable and more dangerous for all of us.
Margaret Thatcher

Being powerful is like being a lady. If you have to tell people you are, you aren’t.
Margaret Thatcher

Democratic nations must try to find ways to starve the terrorist and the hijacker of the oxygen of publicity on which they depend.
Margaret Thatcher

Disciplining yourself to do what you know is right and important, although difficult, is the highroad to pride, self-esteem, and personal satisfaction.
Margaret Thatcher

Europe was created by history. America was created by philosophy.
Margaret Thatcher

I always cheer up immensely if an attack is particularly wounding because I think, well, if they attack one personally, it means they have not a single political argument left.
Margaret Thatcher

I do not know anyone who has got to the top without hard work. That is the recipe. It will not always get you to the top, but should get you pretty near.
Margaret Thatcher

I don’t mind how much my Ministers talk, so long as they do what I say.
Margaret Thatcher

I love argument, I love debate. I don’t expect anyone just to sit there and agree with me, that’s not their job.
Margaret Thatcher

I owe nothing to Women’s Lib.
Margaret Thatcher

I seem to smell the stench of appeasement in the air.
Margaret Thatcher

I usually make up my mind about a man in ten seconds, and I very rarely change it.
Margaret Thatcher

Retail sales rose 0.1% to $400.6 billion in December after an upwardly revised 0.4% increase in November. It was the seventh straight monthly gain and the first $400 billion month for retail sales. Total retail sales for 2011 had the largest percentage increase since 1999, up 7.7% to a record $4.691 trillion.

Wholesalers increased their inventories 0.1% to $468.9 billion in November. This followed a revised 1.2% rise in October. Sales at the wholesale level rose 0.6% to $407.9 billion in November. On a year-over-year basis, sales were 11.3% higher since November 2010.

The Mortgage Bankers Association said its seasonally adjusted composite index of mortgage applications for the week ending January 6 rose 4.5%. Refinancing applications increased 3.3%. Purchase volume rose 8.1%.

Total business inventories rose 0.3% in November to $1.55 trillion, up 8.5% from a year ago. Total business sales also increased 0.3% to $1.22 trillion in November, up 9.6% from a year ago. The total business inventories/sales ratio in November was 1.27.

The trade deficit increased to $47.8 billion in November from a downwardly revised $43.3 billion in October. Exports fell 0.9% to $177.8 billion. Imports increased 1.3% to $225.6 billion.

The Reuters/University of Michigan consumer sentiment index for January’s preliminary reading rose to 74 from 69.9 in December. It was the fifth monthly gain in a row for the index and the highest reading since May.

Initial claims for unemployment benefits rose by 24,000 to 399,000 for the week ending January 7. Continuing claims for the week ending December 31 rose by 19,000 to 3.629 million.

Thanks to my friends at Prospect Mtg

Mark your favorite properties and get instant updates price changes,  new pictures and status changes.

As a Reno/Sparks Nevada real estate professional and property manager, I encourage all questions and comments on the Reno/Sparks real estate market or any of the articles posted in this blog. Please feel free to use my back door to the MLS and search the houses available in the Reno/Sparks and most Northwest Nevada neighborhoods. I can be reached by email @ chance@ballard-company.com http://www.myspace.com/chancegates .  You can also follow me at http://www.twitter.com/chancegates .  To checkout some of  my property manager services goto http://chancegates.com/property-management-services/

If you are behind on your house payment and looking for a loan modification, go to making homes affordable

If the modification fails, contact your local real estate professional to help short sale your home.  To make sure there is no deficiency judgment a homeowner might find it necessary to hire an attorney.