Archive for the ‘General Info’ Category

‘Shadow’ Inventory Shrinks Slightly to 1.8 Million

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http://www.realtor.org/rmodaily.nsf/f3c66d0c6457c1e1862570af000cb13b/2e9f4eff6a46d88486257864004c4811?OpenDocument

An improving economy has helped more home owners stay current on their mortgages and banks’ willingness to do more loan modifications have all helped to slightly drop the number of distressed homes, says Sam Khater, CoreLogic senior economist.

The U.S. had 1.8 million distressed homes in January that had yet to be listed for sale that’s down slightly from 2 million homes in January 2010, market researcher CoreLogic reports.

Experts predict that number will continue to drop as the economy improves.

This “shadow” inventory includes homes that are more than 90 days delinquent on the mortgage, are in the foreclosure process, or are already bank owned, according to CoreLogic.

The states with the highest shadow inventory are New Jersey, Illinois, and Maryland, where it’s estimated it will take 21 months (nearly 2 years) to sell the homes that are 90 days or more delinquent, CoreLogic reports.

Source: “Number of Unlisted ‘Shadow’ Homes Dip,” USA Today (March 31, 2011)

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As a Reno/Sparks real estate professional, I encourage all questions and comments on the Reno/Sparks real estate market or any of the articles posted in this blog. Please feel free to use my back door to the MLS and search the houses available in the Reno/Sparks and most Northwest Nevada neighborhoods. I can be reached by email @ chance@ballard-company.comhttp://www.myspace.com/chancegates .  You can also follow me at http://www.twitter.com/chancegatesIf you are behind on your house payment and looking for a loan modification, go to making homes affordable For a free copy of my report   “5 Steps For Reno/Sparks Homeowners To Prevent Foreclosures” go to my about page http://chancegates.com/about and ask for more information on preventing foreclosures. or   to request a modification.  If the modification fails, contact your local real estate professional to help short sale your home.  To make sure there is no deficiency judgment a homeowner might find it necessary to hire an attorney.

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Don’t Just Walk Away From Mortgage, Survey Says

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http://www.realtor.org/RMODaily.nsf/pages/News2011040502?OpenDocument

Some Americans who owe more than what their house is currently worth are opting to walk away from their mortgage. But a new survey finds Americans don’t agree with home owners who make that choice.

Sixty-percent of Americans say it is “never OK” for home owners to stop making payments on their mortgage, according to a new survey of 1,000 American adults by FindLaw.com, a legal information Web site. However, 34 percent say it’s OK for home owners to walk away from their mortgage if they are no longer able to make their monthly payments.

Only 3 percent of those surveyed said home owners should be able to walk away from their mortgage anytime they want.

“Many home owners are currently facing very difficult and complicated situations involving their home mortgage, in some cases even including the threat of foreclosure,” says Stephanie Rahlfs, an attorney and editor for FindLaw.com. “But before making any major decisions, home owners should consult with financial and legal professionals, including accountants, real estate attorneys and financial advisers. Any major change to a mortgage situation could lead to serious and unanticipated consequences involving taxes, contract law, credit scores, ability to borrow in the future, potential for lawsuits, and much more.”

Source: “Most Americans Opposed to Homeowners Walking Away From Mortgages, Says New FindLaw.com Survey,” FindLaw.com (April 5, 2011)

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As a Reno/Sparks real estate professional, I encourage all questions and comments on the Reno/Sparks real estate market or any of the articles posted in this blog. Please feel free to use my back door to the MLS and search the houses available in the Reno/Sparks and most Northwest Nevada neighborhoods. I can be reached by email @ chance@ballard-company.comhttp://www.myspace.com/chancegates .  You can also follow me at http://www.twitter.com/chancegatesIf you are behind on your house payment and looking for a loan modification, go to making homes affordable For a free copy of my report   “5 Steps For Reno/Sparks Homeowners To Prevent Foreclosures” go to my about page http://chancegates.com/about and ask for more information on preventing foreclosures. or   to request a modification.  If the modification fails, contact your local real estate professional to help short sale your home.  To make sure there is no deficiency judgment a homeowner might find it necessary to hire an attorney.

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Fridays Pack Report Exhibition Game Raises $15,000 For Nevada Dugout Club

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www.nevadawolfpack.com

RENO, Nev. – The University of Nevada and Reno Aces Baseball Club played the Silver City Classic, an exhibition game at Aces Ballpark on Tuesday night before 3,728 fans.  Tonight’s game marked the second year in a row the two teams played an exhibition contest just prior to the start of the Aces season and for the second time $15,000 was raised for the Nevada Dugout Club.  The Aces won tonight 9-3 and last year 11-1.

The Aces are the Triple A affiliate of the Arizona Diamondbacks.  The contest was played using spring training rules as Aces pitchers and catchers were used by both teams.

Former Wolf Pack standout Konrad Schmidt, who has been assigned to the Aces this season, caught for the Pack and batted cleanup.  A member of the 2007 Pack baseball squad, Schmidt had three of Nevada’s eight singles in the game.

Other than Schmidt’s three singles, shortstop Brady Shipley, outfielder Curtis Frisbie, infielder Matt Rutledge and infielder Ray McIntire had singles on the night.  Jameson Rowe had the big hit for the Pack with a triple in the top of the ninth inning that scored Schmidt and McIntire.  Rowe scored the Pack’s third run on a ground out by Brian Barnett.

Britton Murdock, a member of the Nevada softball team also joined the team and played left field in the game.  Murdock made a long run in the top of seventh inning to run down a ball off the bat of Tony Abreu which turned into a sacrifice fly that scored John Hester from third base.

Nevada opens a three-game series with Seattle University on Friday at Peccole Park with first pitch scheduled for 2:00 p.m.


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As a Reno/Sparks real estate professional, I encourage all questions and comments on the Reno/Sparks real estate market or any of the articles posted in this blog. Please feel free to use my back door to the MLS and search the houses available in the Reno/Sparks and most Northwest Nevada neighborhoods. I can be reached by email @ chance@ballard-company.comhttp://www.myspace.com/chancegates .  You can also follow me at http://www.twitter.com/chancegatesIf you are behind on your house payment and looking for a loan modification, go to making homes affordable For a free copy of my report   “5 Steps For Reno/Sparks Homeowners To Prevent Foreclosures” go to my about page http://chancegates.com/about and ask for more information on preventing foreclosures. or   to request a modification.  If the modification fails, contact your local real estate professional to help short sale your home.  To make sure there is no deficiency judgment a homeowner might find it necessary to hire an attorney

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10 Tips for Saving Money in the Garden

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By: Laura Fisher Kaiser http://members.houselogic.com

Published: January 28, 2011

Carefully plan and plot your garden to add value to your home and make the most of your time and money.

So don’t impulsively drive to your garden center. Walk your land, consult an almanac, test the soil, and make a budget. You’ll save your back, your budget, and your home’s curb appeal.

Tip #1: Get to know your land

Before shelling out money for new plants, consider what’s thrived and died in past gardens. Ask, “Is this plant doing its job? Adding beauty? Providing shade? Creating borders?” Give a pink slip to landscaping that’s not pulling its weight.

If you’re a newcomer to gardening or to the area, scout the neighborhood to see which plants look happy and which wither on the vine.

Keep in mind that even plants appropriate for your growing zone might not work in your personal patch. Your particular soil conditions, sunlight patterns, pest populations, and available water will determine what will grow. Your local cooperative extension service can analyze your soil and recommend amendments and suitable plantings.

Tip #2: Become sun savvy

Even experienced gardeners make mistakes. They plant shade-loving plants in full sun or sun-loving plants in partial shade. Before planting anything in your garden, compare the amount of sunlight your landscaping needs for the amount you have.

Evaluating garden sunlight is tricky because daylight is a moving target: Seasons change and plants mature and cast different shadows.

So before plotting plant beds and tree locations, study the movement of the sun throughout the day and, if you have time, throughout the year. Calculate how many hours of sun each garden section receives. Then check planting directions to make sure your greenery will get what it needs.

Tip #3: Become water wise

Over-watering plants can kill your landscaping and budget. To avoid death by water, know how much and when your greens need to drink: Sales tags should have watering directions.

Drip hoses are thrifty ways to water plants, because the water goes directly to roots, drop by drop. Wind drip hoses around tree bases and bottoms of shrubs. Put hoses on automatic timers to avoid over-watering.

If you have an in-ground sprinkler system, install an ET (evapotranspiraton) controller. These systems, which use real-time weather data sent by satellite to control when sprinklers turn on and off, can cut water use by as much as 30%. The controller costs between $300 and $400, depending on system size, but many municipal water agencies offer rebates, particularly in the arid Southwest.

Tip # 4: Mulch much

Spreading a few inches of mulch in landscaping beds protects your plants and shrubs from drying out, and makes beds look tidy and uniform. Mulch also keeps down weeds and moderates soil temperature.

Organic mulches–grass clippings, wood chips, pine needles–eventually decompose and add vital nutrients to your soil and landscaping. Organics also encourage worm growth, nature’s own soil tillers and fertilizers.

Shredded bark mulch from the garden center provides a rich look for your beds, adding curb appeal. It also prevents dirt from splashing on leaves.

Tip #5: Color your garden

Stick to a simple color scheme for flowers and blooming shrubs in your garden. Your landscaping will look more cohesive and professional.

Massing plants of coordinated colors creates a sense of luxury and order. If you like pinks, add lavenders and blue-hued plants. If hot red is your color, mix with yellows and oranges.

Keeping to a single color family in your garden also narrows your focus when roaming plant center aisles. If you are a gardening newbie and can’t tell a tea rose from a trumpet vine, ask the store’s plant expert for help. Most will be glad to exchange their knowledge for a sale.

Also, gardening catalogs and websites often group complementary colors together. Some even provide a complete landscape plan, which you can faithfully recreate.

Tip #6: Avoid invaders

Ivies, grasses, and vines will fill in your garden quickly, and just as quickly take over your landscaping. Once these “invasives” take root, unearthing them is difficult, and in some cases, impossible.

Your garden center doesn’t call these spreaders “invasives.” They are billed as “fast growers” or “aggressives,” but often that’s code for non-native plants that take over the landscape and crowd out locals by stealing nutrients, light, and water.

The U.S. Department of Agriculture maintains a list of invasives that includes various ivies, grasses, weeds, vines, self-seeding varieties of bushes and shrubs, and even seemingly innocuous herbs, like mint. Your county extension service can steer you toward the species best suited to your garden. Warning: If you love growing mint, grow it in a pot on your deck or patio.

Tip #7: Beware of neighbors bearing green gifts

You should love thy neighbor, but don’t ever take cuttings from their gardens unless you know exactly what they are and how they grow. Self-seeding perennials, such as Black-Eyed Susans and coneflowers, will quickly fill bare spots with splashes of color. If you tire of them, just grab a spade and dig them out.

But if a neighbor extends a slender stalk of Rose of Sharon, or other invasive tree species, run away screaming. These trees will spread throughout your yard and grow roots so deep that only a professional–or the better part of your weekend–can dig and pull them out.

Tip #8: Plant shade trees for natural A/C

Shade trees planted on the south and west sides of a house reduce cooling bills–up to 25%–and lower net carbon emissions. So include shade trees in your landscaping plan.

Choose shade trees according to their size at maturity, which could be 20 years away. Dense deciduous trees–maples, poplars, cottonwoods–are good selections because their leaves cool your house in summer, and their bare branches let light in during winter. Plant them close enough to shade your house, but not so close that they will overwhelm the space.

If you want a faster growing shade tree, about 2 feet per year, select a northern red oak, Freeman maple, or tulip tree.

Tip #9: Power down your lawn mower

The Environmental Protection Agency says gas-powered lawn mowers contribute as much as 5% of the nation’s air pollution. Switching to new generation electric and push-reel mowers—which are lighter, quieter, and kinder to your lawn than power mowers—reduces emissions and cuts fuel consumption.

To mow three-quarters of an acre of grass with a power mower requires 1 gallon of gas. As gas prices head to $4 per gallon, you could save $100 a year by switching to a muscle-powered or electric machine. An electric or good push-reel mower costs $150 to $250, so it will quickly pay for itself.

Tip #10: Grade your landscaping

Once a year, walk your property, cast a hard eye on your garden beds and ask, “Is that plant doing its job? Is it growing into its space, or wandering wherever it likes? Are leaves healthy or spotted with mold and pests? Are these greens improving curb appeal or just making my house look overrun?”

If a plant or shrub isn’t working out, it’s compost. If shrubs are growing too close to your foundation–1 foot away is good–transplant or prune them.

Make sure trees are growing no closer to your house than the width of their mature canopies. Otherwise roots can burrow into foundations, and overhanging branches can trap moisture against the roof or siding, leading to rot and insect damage.

Check your flowering plants and shrubs to see if they are indeed flowering. Too few or dull blossoms should rally after a dose of fertilizer or layer of compost. An inexpensive alterative to commercial fertilizers is manure tea. Fill the foot of old pantyhose with a clump of cow or horse dung, tie the hose to the watering can handle, and let the manure steep in water. You can get weeks of nutrition from a little bit of dung.

Logging in allows you to save your favorite properties and get instant updates price changes,  new pictures and open houses on the property.

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As a Reno/Sparks real estate professional, I encourage all questions and comments on the Reno/Sparks real estate market or any of the articles posted in this blog. Please feel free to use my back door to the MLS and search the houses available in the Reno/Sparks and most Northwest Nevada neighborhoods. I can be reached by email @ chance@ballard-company.comhttp://www.myspace.com/chancegates .  You can also follow me at http://www.twitter.com/chancegatesIf you are behind on your house payment and looking for a loan modification, go to making homes affordable For a free copy of my report   “5 Steps For Reno/Sparks Homeowners To Prevent Foreclosures” go to my about page http://chancegates.com/about and ask for more information on preventing foreclosures. or   to request a modification.  If the modification fails, contact your local real estate professional to help short sale your home.  To make sure there is no deficiency judgment a homeowner might find it necessary to hire an attorney.

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Wednesday Quotes Alan Greenspan

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.

Alan Greenspan, Chairman of the Board of Gover...

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An almost hysterical antagonism toward the gold standard is one issue which unites statists of all persuasions. They seem to sense… that gold and economic freedom are inseparable.

Any informed borrower is simply less vulnerable to fraud and abuse.

Anything that we can do to raise personal savings is very much in the interest of this country.

History has not dealt kindly with the aftermath of protracted periods of low risk premiums.

I don’t know where the stock market is going, but I will say this, that if it continues higher, this will do more to stimulate the economy than anything we’ve been talking about today or anything anybody else was talking about.

I guess I should warn you, if I turn out to be particularly clear, you’ve probably misunderstood what I’ve said.

I have found no greater satisfaction than achieving success through honest dealing and strict adherence to the view that, for you to gain, those you deal with should gain as well.
Alan Greenspan

I was a good amateur but only an average professional. I soon realized that there was a limit to how far I could rise in the music business, so I left the band and enrolled at New York University.

I’ve been in and out of Wall Street since 1949, and I’ve never seen the type of animosity between government and Wall Street. And I’m not sure where it comes from, but I suspect it’s got to do with a general schism in this society which is really becoming ever more destructive.

Look, I’m very much in favor of tax cuts, but not with borrowed money. And the problem that we’ve gotten into in recent years is spending programs with borrowed money, tax cuts with borrowed money, and at the end of the day that proves disastrous. And my view is I don’t think we can play subtle policy here.

Protectionism will do little to create jobs and if foreigners retaliate, we will surely lose jobs.

The true measure of a career is to be able to be content, even proud, that you succeeded through your own endeavors without leaving a trail of casualties in your wake.
To succeed, you will soon learn, as I did, the importance of a solid foundation in the basics of education – literacy, both verbal and numerical, and communication skills.

We need, in effect, to make the phantom ‘lock-boxes’ around the trust fund real.

Whatever you tax, you get less of.
Alan Greenspan

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As a Reno/Sparks real estate professional, I encourage all questions and comments on the Reno/Sparks real estate market or any of the articles posted in this blog. Please feel free to use my back door to the MLS and search the houses available in the Reno/Sparks and most Northwest Nevada neighborhoods. I can be reached by email @ chance@ballard-company.comhttp://www.myspace.com/chancegates .  You can also follow me at http://www.twitter.com/chancegatesIf you are behind on your house payment and looking for a loan modification, go to making homes affordable For a free copy of my report   “5 Steps For Reno/Sparks Homeowners To Prevent Foreclosures” go to my about page http://chancegates.com/about and ask for more information on preventing foreclosures. or   to request a modification.  If the modification fails, contact your local real estate professional to help short sale your home.  To make sure there is no deficiency judgment a homeowner might find it necessary to hire an attorney.

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Sparks Nevada Heritage Museum

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Posted by Vanessa Vancour on March 22nd http://blog.visitrenotahoe.com

The Sparks Heritage Museum became the first Museum in Nevada to incorporate I-pad technology into their exhibits.  Thanks to a grant from the Ben Snow Foundation, the Museum has been working to create a more interactive experience which will appeal to patrons of all ages.   The first exhibit, the I-pads, will appear in the new Sparks in Space exhibit.

It is a little know fact that the rockets that got the first man on and off the moon were developed and tested right here in Spanish Springs, at the Nevada Field Laboratory, a facility operated by Rocket dyne.  In partnership with the Challenger Learning Center of Northern Nevada, the Sparks in Space exhibit presents an in-depth look at the US space program with an emphasis on manned space flight and the role the City of Sparks has played.   The three major topics include: “From Railroads to Rockets,” “Animals in Space,” and “The Next Generation.”

From Railroads to Rockets

Most people know Sparks began as a railroad town. Now, thanks to an oral history project conducted by Dick Dreiling, a Museum Board Member, the important role Sparks played in the development of space transportation systems is documented and on exhibit for all to learn.   Fun interactive bonuses include the new I-pads kiosks in the Space exhibit, as well as in the Museum’s Railroad Room.  Children can learn about outer space on apps astroresearched and selected by the Sparks High School Astronomy students. Visitors can have their picture taken looking like an astronaut, or try their hand at piloting a space craft and landing on the moon using the “Return to Camelot” simulator.

Animals in Space

It just so happened that the Museum Docent is the Veterinarian who supervised the mice that went to the Moon on the Apollo 17 mission –  Dr. Richard Simmonds.  Not only does he volunteer at the museum teaching visitors about Truckee Meadows history, but he is also a Challenger Center Board Member.  His passion for teaching is evident in the exhibit. Visitors can learn about various animal astronauts including dogs, mice, fish and primates, and see first-hand the prototype of the “mouse hotel” that Dr. Simmonds helped develop to care for the mice on their journey into outer space.   Interestingly, the species of mice that travelled into space exist in the deserts of Nevada and were chosen as they require very little water to survive.

Over the next six months, the Museum will offer a series of activities focusing on the different topics featured in the Sparks in Space exhibit, including dome programs, movies, poetry readings and lectures.     Blast off with your family at the Sparks Heritage Museum!

The Sparks Heritage Museum is located at 814 Victorian Avenue, Sparks on the corner of Pyramid Way.

The Museum is open  Saturdays and Sundays 1 pm to 4 pm, Tuesday to Friday 11 am to 4 pm

ADMISSION:  $5 for Adults, Children 12 and under Free.  Active Military and their families are FREE.

For more details please call (775) 355-1144.

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As a Reno/Sparks real estate professional, I encourage all questions and comments on the Reno/Sparks real estate market or any of the articles posted in this blog. Please feel free to use my back door to the MLS and search the houses available in the Reno/Sparks and most Northwest Nevada neighborhoods. I can be reached by email @ chance@ballard-company.comhttp://www.myspace.com/chancegates .  You can also follow me at http://www.twitter.com/chancegatesIf you are behind on your house payment and looking for a loan modification, go to making homes affordable For a free copy of my report   “5 Steps For Reno/Sparks Homeowners To Prevent Foreclosures” go to my about page http://chancegates.com/about and ask for more information on preventing foreclosures. or   to request a modification.  If the modification fails, contact your local real estate professional to help short sale your home.  To make sure there is no deficiency judgment a homeowner might find it necessary to hire an attorney.

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Friday Pack Reports Mens Baseball Schedule

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Nevadwolfpack.com

Fri, Mar 11 Pacific Reno, Nev. 2:00 p.m. 10 - 6 (W)
STATS NOTES
Sat, Mar 12 Pacific Reno, Nev. 1:00 p.m. 6 - 5 (W)
STATS NOTES
Play Audio Clip
Sun, Mar 13 Pacific Reno, Nev. 1:00 p.m. 9 - 4 (W)
STATS NOTES
Play Audio Clip
Tue, Mar 15 Saint Mary’s College at Moraga,Calif. 2:00 p.m. canceled rain
STATS NOTES
Sat, Mar 19 UC Santa Barbara at Santa Barbara, Calif. 12:00 p.m. 3 - 5 (L)
STATS NOTES
Sat, Mar 19 UC Santa Barbara at Santa Barbara, Calif. 3:00 p.m. 1 - 2 (L)
STATS NOTES
Sun, Mar 20 UC Santa Barbara at Santa Barbara, Calif. 1:00 p.m. canceled
NOTES
Mon, Mar 21 California at Berkeley, Calif. 2:30 p.m. 0 - 2 (L)
STATS NOTES
Tue, Mar 22 Saint Mary’s College Reno, Nev. 2:00 p.m. 3 - 9 (L)
NOTES
Play Audio Clip
Fri, Mar 25 Washington at Seattle, Wash. 5:00 p.m. 2 - 1 (W)
STATS NOTES
Play Audio Clip
Sat, Mar 26 Washington at Seattle, Wash. 2:00 p.m. 3 - 4 (L)
STATS NOTES
Play Audio Clip
Sun, Mar 27 Washington at Seattle, Wash. 1:00 p.m. 4 - 5 (L)
STATS NOTES
Play Audio Clip
Mon, Mar 28 Seattle at Seattle, Wash. 12:30 p.m. canceled field conditions
NOTES
Fri, Apr 01 Utah Valley University Reno, Nev. 6:00 p.m. NOTES Live Audio Available - Link available at Start Time Live Video Available - Link available at start time
Live Stats
Sat, Apr 02 Utah Valley University Reno, Nev. 1:00 p.m. NOTES Live Audio Available - Link available at Start TimeLive Video Available - Link available at start time
Live Stats
Sun, Apr 03 Utah Valley University Reno, Nev. 1:00 p.m. NOTES Live Audio Available - Link available at Start TimeLive Video Available - Link available at start time
Live Stats
Mon, Apr 04 UC Davis Reno, Nev. 2:00 p.m. NOTES Live Audio Available - Link available at Start TimeLive Video Available - Link available at start time
Aces Ballpark
Tue, Apr 05 Reno Aces Reno, Nev. 6:05 p.m.
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Fri, Apr 08 Seattle University Reno, Nev. 6:00 p.m. Live Audio Available - Link available at Start TimeLive Video Available - Link available at start time
Sat, Apr 09 Seattle University Reno, Nev. 1:00 p.m. Live Audio Available - Link available at Start TimeLive Video Available - Link available at start time
Sun, Apr 10 Seattle University Reno, Nev. 11:00 a.m. Live Audio Available - Link available at Start TimeLive Video Available - Link available at start time
Tue, Apr 12 San Francisco State Reno, Nev. 2:00 p.m. Live Audio Available - Link available at Start TimeLive Video Available - Link available at start time
Fri, Apr 15 Fresno State * at Fresno, Calif. 6:05 p.m.
Sat, Apr 16 Fresno State * at Fresno, Calif. 2:00 p.m.
Sat, Apr 16 Fresno State * at Fresno, Calif. 5:00 p.m.
Sun, Apr 17 Fresno State * at Fresno, Calif. 1:05 p.m.
Thu, Apr 21 New Mexico State University * Reno, Nev. 6:00 p.m.
Fri, Apr 22 New Mexico State University * Reno, Nev. 1:00 p.m.
Fri, Apr 22 New Mexico State University * Reno, Nev. 4:00 p.m.
Sat, Apr 23 New Mexico State University * Reno, Nev. 11:00 a.m.
Fri, Apr 29 Louisiana Tech * at Ruston, La. 6:00 p.m.
Sat, Apr 30 Louisiana Tech * at Ruston, La. 1:00 p.m.
Sat, Apr 30 Louisiana Tech * at Ruston, La. 4:00 p.m.
Sun, May 01 Louisiana Tech * at Ruston, La. 1:00 p.m.
Thu, May 05 Hawai’i * Reno, Nev. 6:00 p.m.
Fri, May 06 Hawai’i * Reno, Nev. 6:00 p.m.
Sat, May 07 Hawai’i * Reno, Nev. 1:00 p.m.
Sat, May 07 Hawai’i * Reno, Nev. 4:00 p.m.
Fri, May 13 Sacramento State * Reno, Nev. 6:00 p.m.
Sat, May 14 Sacramento State * Reno, Nev. 1:00 p.m.
Sat, May 14 Sacramento State * Reno, Nev. 4:00 p.m.
Sun, May 15 Sacramento State * Reno, Nev. 1:00 p.m.
Fri, May 20 San Jose State * at San Jose, Calif. 6:00 p.m.
Sat, May 21 San Jose State * at San Jose, Calif. 1:00 p.m.
Sat, May 21 San Jose State * at San Jose, Calif. 4:00 p.m.
Sun, May 22 San Jose State * at San Jose, Calif. 1:00 p.m.

Logging in allows you to save your favorite properties and get instant updates price changes,  new pictures and open houses on the property.

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As a Reno/Sparks real estate professional, I encourage all questions and comments on the Reno/Sparks real estate market or any of the articles posted in this blog. Please feel free to use my back door to the MLS and search the houses available in the Reno/Sparks and most Northwest Nevada neighborhoods. I can be reached by email @ chance@ballard-company.comhttp://www.myspace.com/chancegates .  You can also follow me at http://www.twitter.com/chancegatesIf you are behind on your house payment and looking for a loan modification, go to making homes affordable For a free copy of my report   “5 Steps For Reno/Sparks Homeowners To Prevent Foreclosures” go to my about page http://chancegates.com/about and ask for more information on preventing foreclosures. or   to request a modification.  If the modification fails, contact your local real estate professional to help short sale your home.  To make sure there is no deficiency judgment a homeowner might find it necessary to hire an attorney.

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7 Gardening Mistakes to Avoid

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By: Oliver Marks http://members.houselogic.com/articles/7-gardening-mistakes-to-avoid/preview/

Published: February 10, 2011

Even veteran gardeners make rookie mistakes, like giving plants too much water and too little space. Here are common garden blunders. Consider yourself warned.

It’s easy to misjudge and make a mess out of your landscaping. Here are seven common garden blunders, and how to avoid them.

Mistake #1: Too many changes, too soon

The excitement of buying a new home, plus a stretch of warm spring weather, often creates a passion for yard work. But don’t just do something, stand there! What looks like a spring weed might be a fall-blooming vine; that bare spot in March might reveal tulips in April.

Try this instead: Live with your land for a year. Observe how many hours of sunlight each part of your garden gets. Test the pH of your soil to determine if acid-loving or alkaline-loving plants will be happy in that particular patch of heaven. Observe when your lawn greens up in spring and becomes dormant in late summer.

The money and time you save by watching and waiting will be your own.

Mistake #2: Too much togetherness

Trees and shrubs that look properly spaced when you plant them will crowd each other and compete for water, sun, and nutrients in a few years. If you’re lucky, you can transplant some bushes; if you’re not, you’ll have to throw away starved shrubs.

Try this instead: Before digging, read spacing instructions. Give trees plenty of space–you can always fill in later. Stagger bushes and plants and create two rows, which will create more breathing room. The results will look absurdly sparse at first. But live with it. In a few years, your shrubs will fill empty spaces without suffocating each other.

Mistake #3: Planting without a plan

Planting new garden beds without a long-term landscape plan is like pouring a house foundation without blueprints. Your haste results in a waste of time, money, and muscles.

Try this instead: Draw a simple sketch of your yard–what’s there now and what you might add later, such as patios, outbuildings, and pools. Bone up on the trees and shrubs that grow best in your soil and climate. Go online and click around landscaping sites that help you pick plants and design beds.

Visit your local nursery or home improvement center where design staff can answer questions and make suggestions. Or hire a professional landscape designer to create a starter plan for as little as $250 to $500. Find a professional at the Association of Professional Landscape Designers or the American Society of Landscape Architects.

Mistake #4: Neglecting the root of it all

Even the hardiest plants need a little help putting down roots in new locations. Sprinkling the foliage doesn’t nourish the roots, the plant’s nerve center. You must deliver water to the root ball below the ground, or your plants will be stunted and short-lived.

Try this instead: Place the hose at the base of new bushes, trees, and plants and let the water trickle out for 20 to 30 minutes, twice a week (more during hot spells), for 4 to 12 weeks. Or snake a soaker hose ($20 for 50 feet) through your beds, which will deliver slow and steady water to roots.

Mistake #5: Forgetting the sun

Too many gardeners pick plants based only on looks, not the growing conditions plants require and the conditions that exist. Rookies will plant sun-loving perennials under an old oak tree or sun-shy hostas in the open. They look great for about a week, and then die.

Try this instead: Observing the spot where you’re going to put the plant and estimating the amount of sun it gets over the course of a day during the growing season. To translate that into the language on plant labels, use this key:

Full Sun 6 hours a day or more
Part Sun/Part Shade 3 to 5 hours
Full Shade Less than 3 hours

Mistake #6: Over-watering

An automatic irrigation system is a luxury that keeps your landscape hydrated throughout the growing season with almost no effort. Unfortunately, auto-watering can bring disease, root rot, and a premature death to plants; it also wastes water.

Many gardeners set watering timers for 15 to 20 minutes each morning, which wets the surface but doesn’t soak deeply to nourish roots of large trees and shrubs.

Try this instead: Water for 40 to 60 minutes only two to three times a week. Check with the company that maintains your irrigation system for local recommendations. A deeper soak also helps lawns develop deeper root systems.

Mistake #7: Budget blunders

Your landscaping can fall victim to construction bulldozers that park on lawns and dig too closely to trees and shrubs. New construction also demands rethinking your landscape plan to accommodate additions.

Unfortunately, many home owners don’t include landscaping in their construction budget. They end up with a beautiful new family room, screened porch, or solarium, and a few lonely azaleas planted around the foundation as an afterthought.

Try this instead: Allocate 10% to 20% of your construction budget to the landscape—both hardscaping and plants. If your construction spreadsheet can’t stand another line item, make a plan to landscape–in stages, if necessary–as soon as possible after construction is completed.

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Search Real Estate

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As a Reno/Sparks real estate professional, I encourage all questions and comments on the Reno/Sparks real estate market or any of the articles posted in this blog. Please feel free to use my back door to the MLS and search the houses available in the Reno/Sparks and most Northwest Nevada neighborhoods. I can be reached by email @ chance@ballard-company.comhttp://www.myspace.com/chancegates .  You can also follow me at http://www.twitter.com/chancegatesIf you are behind on your house payment and looking for a loan modification, go to making homes affordable For a free copy of my report   “5 Steps For Reno/Sparks Homeowners To Prevent Foreclosures” go to my about page http://chancegates.com/about and ask for more information on preventing foreclosures. or   to request a modification.  If the modification fails, contact your local real estate professional to help short sale your home.  To make sure there is no deficiency judgment a homeowner might find it necessary to hire an attorney.

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Laptops vs. Tablets: Businesses Make a Switch

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Image representing iPad as depicted in CrunchBase

Image via CrunchBase

More businesses are seeking greater mobility and are opting for computer tablets over laptops, according to a recent study from Robert Half Technology.

The study shows that companies expect to increase tablet usage by 50 percent within the next two years.

“Tablets are simply more mobile,” says Soowan Scheuermann, marketing manager for the staffing firm. “They’re lighter and smaller. It’s more feasible to carry around a tablet to make notes than it is with a laptop.”

Companies have plenty to choose from in tablets too as tech companies continue to introduce new models ever since Apple recreated the tablet market with the launch of its iPad in 2009. Apple had sold nearly 15 million iPads through December 2010. But besides Apple’s iPad 2, which recently debuted, companies such as Motorola, Acer, Samsung, LG, Blackberry, and HTC also are launching tablets.

Goldman Sachs estimates that overall tablet sales would increase by 500 percent in 2011.

Source: “Laptops Gather Dust as Business Turns to Tablets,” San Antonio Express-News (March 10, 2011)

Logging in allows you to save your favorite properties and get instant updates price changes,  new pictures and open houses on the property.

Search Real Estate

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As a Reno/Sparks real estate professional, I encourage all questions and comments on the Reno/Sparks real estate market or any of the articles posted in this blog. Please feel free to use my back door to the MLS and search the houses available in the Reno/Sparks and most Northwest Nevada neighborhoods. I can be reached by email @ chance@ballard-company.comhttp://www.myspace.com/chancegates .  You can also follow me at http://www.twitter.com/chancegatesIf you are behind on your house payment and looking for a loan modification, go to making homes affordable For a free copy of my report   “5 Steps For Reno/Sparks Homeowners To Prevent Foreclosures” go to my about page http://chancegates.com/about and ask for more information on preventing foreclosures. or   to request a modification.  If the modification fails, contact your local real estate professional to help short sale your home.  To make sure there is no deficiency judgment a homeowner might find it necessary to hire an attorney.

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Japan Crisis Causes Drop in U.S. Mortgage Rates

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The 9.0 earthquake and subsequent tsunami that devastated Japan last week sent a ripple through the U.S. mortgage markets causing interest rates to lower this week.

“With the crisis in Japan, investors rushed to buy the security of U.S. Treasury bonds, which lowered its yields and other interest rates as well,” says Frank Nothaft, Freddie Mac’s chief economist. “This allowed fixed mortgage rates to drift lower this week.”

The 15-year fixed-rate mortgage dropped below 4 percent this week, reaching its lowest level since December 2010. The 15-year mortgage rate averaged 3.97 percent this week, compared to last week’s 4.15 percent, according to Freddie Mac’s weekly mortgage rate survey.

The 30-year fixed-rate mortgage also dropped this week, averaging 4.76 percent compared to last week’s 4.88 percent. Last year at this time, 30-year mortgages averaged 4.96 percent.

The 5-year adjustable-rate mortgage also inched downward, averaging 3.57 percent compared to last week’s 3.73 percent.

Source: “30-Year Fixed-Rate Mortgage Drops Amid Japan Crisis,” Freddie Mac (March 17, 2011)

Logging in allows you to save your favorite properties and get instant updates price changes,  new pictures and open houses on the property.

Search Real Estate

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As a Reno/Sparks real estate professional, I encourage all questions and comments on the Reno/Sparks real estate market or any of the articles posted in this blog. Please feel free to use my back door to the MLS and search the houses available in the Reno/Sparks and most Northwest Nevada neighborhoods. I can be reached by email @ chance@ballard-company.comhttp://www.myspace.com/chancegates .  You can also follow me at http://www.twitter.com/chancegatesIf you are behind on your house payment and looking for a loan modification, go to making homes affordable For a free copy of my report   “5 Steps For Reno/Sparks Homeowners To Prevent Foreclosures” go to my about page http://chancegates.com/about and ask for more information on preventing foreclosures. or   to request a modification.  If the modification fails, contact your local real estate professional to help short sale your home.  To make sure there is no deficiency judgment a homeowner might find it necessary to hire an attorney.

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