Chance Gates' Blog

Experience demands that man is the only animal which devours his own kind, for I can apply no milder term to the general prey of the rich on the poor.
Thomas Jefferson

Experience hath shewn, that even under the best forms of government those entrusted with power have, in time, and by slow operations, perverted it into tyranny.
Thomas Jefferson

Fix reason firmly in her seat, and call to her tribunal every fact, every opinion. Question with boldness even the existence of a God; because, if there be one, he must more approve of the homage of reason, than that of blindfolded fear.
Thomas Jefferson

For a people who are free, and who mean to remain so, a well-organized and armed militia is their best security.
Thomas Jefferson

Force is the vital principle and immediate parent of despotism.
Thomas Jefferson

Friendship is but another name for an alliance with the follies and the misfortunes of others. Our own share of miseries is sufficient: why enter then as volunteers into those of another?
Thomas Jefferson

Happiness is not being pained in body or troubled in mind.
Thomas Jefferson

He who knows best knows how little he knows.
Thomas Jefferson

He who knows nothing is closer to the truth than he whose mind is filled with falsehoods and errors.
Thomas Jefferson

If men were angels, no government would be necessary.

It will be of little avail to the people that the laws are made by men of their own choice if the laws be so voluminous that they cannot be read, or so incoherent that they cannot be understood.

Liberty may be endangered by the abuse of liberty, but also by the abuse of power.

The personal right to acquire property, which is a natural right, gives to property, when acquired, a right to protection, as a social right.

Wherever there is interest and power to do wrong, wrong will generally be done.

All men having power ought to be distrusted to a certain degree.

As a Reno/Sparks real estate professional, I encourage all questions and comments on the Reno/Sparks real estate market or any of the articles posted in this blog.  Please feel free to use my back door to the MLS and search the houses available in the Reno/Sparks and all Northwest Nevada neighborhoods.  I can be reached by email @  chance at ballard-company.com or http://www.myspace.com/chancegates

I like to be against the odds.

I never stop looking for things to try and make myself better.

I think everyone needs to be a role model, period.

I’d like to help educate kids about the Major Leagues – what to anticipate, what to expect, what they’ll need to do to prepare themselves.

I’m not afraid to be lonely at the top.

It’s not the name that makes the player. It’s the player.

There is nothing better than walking out and hitting a home run.

As a Reno/Sparks real estate professional, I encourage all questions and comments on the Reno/Sparks real estate market or any of the articles posted in this blog.  You can email me @  chance at ballard-company.com or http://www.myspace.com/chancegates

If you want to stay in your home, but you had trouble paying your mortgage and are now behind with your payments. There are options available to help you stay in your home.

Refinance:

A new loan—with new terms, interest rates and monthly
payments—that completely replaces your current
mortgage. Even if your home value has decreased, you may
be able to refinance your loan as part of the government’s
Home Affordable Refinance Program (HARP).
• Make your payment more affordable by lowering your
interest rate or adjusting the terms of your loan
• No negative impact to credit score
• Stay in your home and avoid foreclosure

Repayment Plan:

An agreement between you and your mortgage company
that lets you pay the past due amount on your mortgage
payments over a specifed time period in order to bring
your mortgage up to date.
• Catch up on your past due payments over an extended
period of time
• Less damaging to your credit score than a foreclosure
• Stay in your home and avoid foreclosure

Forbearance:

An offer by your mortgage company to temporarily
suspend or reduce your monthly mortgage payments for
a specifed period of time.
• Have time to improve your financial situation and get
back on your feet
• Less damaging to your credit score than a foreclosure
• Stay in your home and avoid foreclosure

Modification:

An agreement between you and your mortgage company to
change the original terms of your mortgage—such as
payment amount, length of loan, etc. You may also be
eligible for the government’s Home Affordable Modification
Program (HAMP) created to help struggling homeowners.
• May reduce your monthly mortgage payments to a more
affordable amount
• Less damaging to your credit score than a foreclosure
• Stay in your home and avoid foreclosure

Download full Borchure

As a Reno/Sparks real estate professional, I encourage all questions and comments on the Reno/Sparks real estate market or any of the articles posted in this blog.  You can email me @  chance at ballard-company.com or http://www.myspace.com/chancegates

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It is far better to be alone, than to be in bad company.
George Washington

It is impossible to rightly govern a nation without God and the Bible.
George Washington

It may be laid down as a primary position, and the basis of our system, that every Citizen who enjoys the protection of a Free Government, owes not only a proportion of his property, but even of his personal services to the defense of it.
George Washington

It will be found an unjust and unwise jealousy to deprive a man of his natural liberty upon the supposition he may abuse it.
George Washington

Laws made by common consent must not be trampled on by individuals.
George Washington

Let us raise a standard to which the wise and honest can repair; the rest is in the hands of God.
George Washington

Let us with caution indulge the supposition that morality can be maintained without religion. Reason and experience both forbid us to expect that national morality can prevail in exclusion of religious principle.
George Washington

Let your Discourse with Men of Business be Short and Comprehensive.
George Washington

Let your heart feel for the afflictions and distress of everyone, and let your hand give in proportion to your purse.
George Washington

Liberty, when it begins to take root, is a plant of rapid growth.
George Washington

Mankind, when left to themselves, are unfit for their own government.
George Washington

My first wish is to see this plague of mankind, war, banished from the earth.
George Washington

My mother was the most beautiful woman I ever saw. All I am I owe to my mother. I attribute all my success in life to the moral, intellectual and physical education I received from her.
George Washington

My observation is that whenever one person is found adequate to the discharge of a duty… it is worse executed by two persons, and scarcely done at all if three or more are employed therein.
George Washington

Nothing can be more hurtful to the service, than the neglect of discipline; for that discipline, more than numbers, gives one army the superiority over another.
George Washington

Observe good faith and justice toward all nations. Cultivate peace and harmony with all.
George Washington

If we desire to avoid insult, we must be able to repel it; if we desire to secure peace, one of the most powerful instruments of our rising prosperity, it must be known, that we are at all times ready for War.
George Washington

As a Reno/Sparks real estate professional, I encourage all question and comments on the Reno/Sparks real estate market or any of the articles posted on this blog.  I can be reached be email at chance@ballard-company.com or http://www.myspace.com/chancegates

Alcohol may be man’s worst enemy, but the bible says love your enemy.
Frank Sinatra

Basically, I’m for anything that gets you through the night – be it prayer, tranquilizers or a bottle of Jack Daniels.
Frank Sinatra

Cock your hat – angles are attitudes.
Frank Sinatra

Don’t get even, get mad.
Frank Sinatra

Hell hath no fury like a hustler with a literary agent.
Frank Sinatra

I like intelligent women. When you go out, it shouldn’t be a staring contest.
Frank Sinatra

I would like to be remembered as a man who had a wonderful time living life, a man who had good friends, fine family – and I don’t think I could ask for anything more than that, actually.
Frank Sinatra

I’m gonna live till I die.
Frank Sinatra

I’m not one of those complicated, mixed-up cats. I’m not looking for the secret to life… I just go on from day to day, taking what comes.
Frank Sinatra

I’m supposed to have a Ph.D. on the subject of women. But the truth is I’ve flunked more often than not. I’m very fond of women; I admire them. But, like all men, I don’t understand them.
Frank Sinatra

May you live to be 100 and may the last voice you hear be mine.
Frank Sinatra

People often remark that I’m pretty lucky. Luck is only important in so far as getting the chance to sell yourself at the right moment. After that, you’ve got to have talent and know how to use it.
Frank Sinatra

Rock ‘n Roll: The most brutal, ugly, desperate, vicious form of expression it has been my misfortune to hear.
Frank Sinatra

The best revenge is massive success.
Frank Sinatra

As a Reno/Sparks real estate professional, I encourage all questions or comments on the Reno/Sparks real estate market or any of the articles posted.  I can be reached be email at chance@ballard-company.com or http://www.myspace.com/chancegates

After a successful week of Reno/Sparks Real Estate, I wanted to post my weekly quotes. This weeks quotes are from the great Thomas Jefferson 1743 -1826.  I found out that President Jefferson had a lot to say, however I picked a few of my favorites after you read these,tell me which is your favorite quote and did i make my list?

A Bill of Rights is what the people are entitled to against every government, and what no just government should refuse, or rest on inference.

A coward is much more exposed to quarrels than a man of spirit.

A strong body makes the mind strong. As to the species of exercises, I advise the gun. While this gives moderate exercise to the body, it gives boldness, enterprise and independence to the mind. Games played with the ball, and others of that nature, are too violent for the body and stamp no character on the mind. Let your gun therefore be your constant companion of your walks.

A wise and frugal government, which shall leave men free to regulate their own pursuits of industry and improvement, and shall not take from the mouth of labor the bread it has earned – this is the sum of good government.

Advertisements contain the only truths to be relied on in a newspaper.

All tyranny needs to gain a foothold is for people of good conscience to remain silent.

An association of men who will not quarrel with one another is a thing which has never yet existed, from the greatest confederacy of nations down to a town meeting or a vestry.

An enemy generally says and believes what he wishes.

An injured friend is the bitterest of foes.

As our enemies have found we can reason like men, so now let us show them we can fight like men also.

Be polite to all, but intimate with few.

Commerce with all nations, alliance with none, should be our motto.

Delay is preferable to error.

Determine never to be idle. No person will have occasion to complain of the want of time who never loses any. It is wonderful how much may be done if we are always doing.

Do not bite at the bait of pleasure, till you know there is no hook beneath it.

Do you want to know who you are? Don’t ask. Act! Action will delineate and define you.

Don’t talk about what you have done or what you are going to do.

Educate and inform the whole mass of the people… They are the only sure reliance for the preservation of our liberty.

Enlighten the people generally, and tyranny and oppressions of body and mind will vanish like evil spirits at the dawn of day.

Errors of opinion may be tolerated where reason is left free to combat it.

Every citizen should be a soldier. This was the case with the Greeks and Romans, and must be that of every free state.

Every government degenerates when trusted to the rulers of the people alone. The people themselves are its only safe depositories.

Experience demands that man is the only animal which devours his own kind, for I can apply no milder term to the general prey of the rich on the poor.

Experience hath shewn, that even under the best forms of government those entrusted with power have, in time, and by slow operations, perverted it into tyranny.

Force is the vital principle and immediate parent of despotism.

Happiness is not being pained in body or troubled in mind.

He who knows best knows how little he knows.

He who knows nothing is closer to the truth than he whose mind is filled with falsehoods and errors.

History, in general, only informs us of what bad government is.

Honesty is the first chapter in the book of wisdom.

How much pain they have cost us, the evils which have never happened.

I abhor war and view it as the greatest scourge of mankind.

I am an Epicurean. I consider the genuine (not the imputed) doctrines of Epicurus as containing everything rational in moral philosophy which Greek and Roman leave to us.

I believe that every human mind feels pleasure in doing good to another.

I do not take a single newspaper, nor read one a month, and I feel myself infinitely the happier for it.

I find that he is happiest of whom the world says least, good or bad.

I find that the harder I work, the more luck I seem to have.

I hope our wisdom will grow with our power, and teach us, that the less we use our power the greater it will be.

I know of no safe depository of the ultimate powers of the society but the people themselves; and if we think them not enlightened enough to exercise their control with a wholesome discretion, the remedy is not to take it from them but to inform their discretion.

As a Reno/Sparks real estate consultant I always welcome any comments or questions on the Reno/Sparks real estate or any of the articles I posted.  You can email me directly at  chance at ballard-company.com

As many of you know my oldest son has been the cause of my gray hairs.  This is usually due to the fact he doesn’t care how he does in school.  Most of the time he gets an “A” if he does the work or a “F” if he doesn’t.  This quarter it final happen, I’m not sure if he got tired of all his stuff be taken away, not letting him go play outside with his friends, or just talking to him about the direction he is going.  He took some pride in himself and just did the work.  The worst grade on his report card was a “c”, he not only passed every class, but has some good teacher remarks.  He is now debating going into the navy or becoming a diesel  mechanic.  Something interesting I did find out is the navy has a Jr cadet training in Carson City.

As a Reno/Sparks real estate professional, I encourage all questions or comments on the Reno/Sparks real estate market or any of the articles posted on this blog.  I can be reached by email at:   chance at ballard-company.com or http://www.myspace.com/chancegates