Chance Gates' Blog

Experience demands that man is the only animal which devours his own kind, for I can apply no milder term to the general prey of the rich on the poor.
Thomas Jefferson

Experience hath shewn, that even under the best forms of government those entrusted with power have, in time, and by slow operations, perverted it into tyranny.
Thomas Jefferson

Fix reason firmly in her seat, and call to her tribunal every fact, every opinion. Question with boldness even the existence of a God; because, if there be one, he must more approve of the homage of reason, than that of blindfolded fear.
Thomas Jefferson

For a people who are free, and who mean to remain so, a well-organized and armed militia is their best security.
Thomas Jefferson

Force is the vital principle and immediate parent of despotism.
Thomas Jefferson

Friendship is but another name for an alliance with the follies and the misfortunes of others. Our own share of miseries is sufficient: why enter then as volunteers into those of another?
Thomas Jefferson

Happiness is not being pained in body or troubled in mind.
Thomas Jefferson

He who knows best knows how little he knows.
Thomas Jefferson

He who knows nothing is closer to the truth than he whose mind is filled with falsehoods and errors.
Thomas Jefferson

The index of leading economic indicators — designed to forecast economic activity in the next three to six months — rose a solid 0.4% in January, following an upwardly revised 0.5% increase in December.

Retail sales rose 0.4% to $401.4 billion in January. On a year-over-year basis, retail sales increased 5.8%.

Total business inventories rose 0.4% in December to $1.55 trillion, up 7.7% from a year ago. Total business sales increased 0.7% to $1.23 trillion in December, up 8.9% from a year ago. The total business inventories/sales ratio in December was 1.26.

The Mortgage Bankers Association said its seasonally adjusted composite index of mortgage applications for the week ending February 15 fell 1%. Refinancing applications increased 0.8%. Purchase volume fell 8.4%.

The National Association of Home Builders/Wells Fargo monthly housing market index rose four points in February to 29 from a reading of 25 in January. It was the fifth consecutive monthly gain and the highest level since May 2007. An index reading below 50 indicates negative sentiment about the housing market.

The combined construction of new single-family homes and apartments in January rose 1.5% to a seasonally adjusted annual rate of 699,000 units. Single-family starts decreased 1%. Multifamily starts rose 14.4%. Applications for new building permits, seen as an indicator of future activity, rose 0.7% to an annual rate of 676,000 units. Housing starts for the year are up 9.9%.

Thanks to my friends at Prospect Mtg

Mark your favorite properties and get instant updates price changes,  new pictures and status changes.

As a Reno/Sparks Nevada real estate professional and property manager, I encourage all questions and comments on the Reno/Sparks real estate market or any of the articles posted in this blog. Please feel free to use my back door to the MLS and search the houses available in the Reno/Sparks and most Northwest Nevada neighborhoods. I can be reached by email @ chance@ballard-company.com http://www.myspace.com/chancegates .  You can also follow me at http://www.twitter.com/chancegates .  To checkout some of  my property manager services goto http://chancegates.com/property-management-services/

If you are behind on your house payment and looking for a loan modification, go to making homes affordable

If the modification fails, contact your local real estate professional to help short sale your home.  To make sure there is no deficiency judgment a homeowner might find it necessary to hire an attorney.

Assessing property boundaries is both an art and a science. Disputes regarding property boundaries can arise for a number of reasons. Properties can be difficult to survey. Rough terrain and human error may lead to miscalculation. Older boundaries may have been determined with poor instrumentation.

One common boundary-related problem occurs when a gap of land — known in the surveying industry as a hiatus — is found between properties and does not belong to either party. These gaps, as well as boundary overlaps, tend to occur when properties are resurveyed and discrepancies are found in either a subsequent survey (the junior survey) or with the original survey (the senior survey).

The federal courts have settled many property boundary disputes. Over time, established procedures have evolved for resolving these discrepancies.

In U.S. v. Weyerhaeuser Company (1967), the 9th Circuit Court decided that discrepancies in surveys did not matter and that the original monuments — the permanently placed survey markers in the ground — marked the boundary, and any resulting hiatus was deemed public land. The courts have consistently determined that hiatus land shall remain in the public domain.

Cases regarding overlaps are more complicated. Courts have consistently said that when two officially accepted surveys conflict, and the result is an overlap, the survey that is senior in time takes precedent.

When it comes to court cases involving property rights, the concept of “first in time, first in right” is firmly established. In Wirth v. Branson (1878), the U.S. Supreme Court made it clear that once a property had been patented — title of ownership confirmed by the government — the government cannot convey that land to any second party.

Thanks to my friends at Prospect Mtg

Mark your favorite properties and get instant updates price changes,  new pictures and status changes.

As a Reno/Sparks Nevada real estate professional and property manager, I encourage all questions and comments on the Reno/Sparks real estate market or any of the articles posted in this blog. Please feel free to use my back door to the MLS and search the houses available in the Reno/Sparks and most Northwest Nevada neighborhoods. I can be reached by email @ chance@ballard-company.com http://www.myspace.com/chancegates .  You can also follow me at http://www.twitter.com/chancegates .  To checkout some of  my property manager services goto http://chancegates.com/property-management-services/

If you are behind on your house payment and looking for a loan modification, go to making homes affordable

If the modification fails, contact your local real estate professional to help short sale your home.  To make sure there is no deficiency judgment a homeowner might find it necessary to hire an attorney.

Presidents and chancellors from 16 universities met in Dallas Sunday to discuss future conference membership plans and agreed to work on forming a new intercollegiate athletic association that would begin competition in the 2013-14 academic year.

This presidentially led association will ensure stability and be built upon the principles of operating at the highest level of integrity and sportsmanship, enhancing the student-athlete academic and competitive experience, bringing fiscal discipline into athletics and ensuring competitive fairness.

“This is an exciting development that will stabilize the current conferences and create the first truly national conference with members in five time zones and television viewership from coast to coast.  This partnership brings together like-minded institutions to improve the integrity and stability of intercollegiate athletics,” said UNLV President Neal Smatresk. “We are moving our plans forward rapidly and expect to complete our conversations in the near future. Look for further announcements soon as we work together on this exciting new venture.”

Universities involved in the discussions were the United States Air Force Academy, University of Alabama at Birmingham, Colorado State University, East Carolina University, Fresno State, University of Hawaii, Marshall University, University of Nevada, University of New Mexico, University of Nevada, Las Vegas, Rice University, University of Southern Mississippi, University of Texas at El Paso, Tulane University, The University of Tulsa and University of Wyoming. With the exception of Hawaii as a football only member, the participation would involve all sports.

The structure of the new conference will likely include:
• Membership of 18 to 24 universities
• National scope from the Atlantic Seaboard to Hawaii
• Championship football game format that includes semifinal match-ups
• Championship basketball tournament
• Regular season scheduling in divisions
• NCAA FBS affiliation
• Mechanisms to emphasize and improve academic standards and fiscal responsibility

The presidents and chancellors will have follow-up meetings over the next six months to fully develop the operational issues essential to the formation of the association.

Nevada Wolf Pack Athletics

Mark your favorite properties and get instant updates price changes,  new pictures and status changes.

As a Reno/Sparks Nevada real estate professional and property manager, I encourage all questions and comments on the Reno/Sparks real estate market or any of the articles posted in this blog. Please feel free to use my back door to the MLS and search the houses available in the Reno/Sparks and most Northwest Nevada neighborhoods. I can be reached by email @ chance@ballard-company.com http://www.myspace.com/chancegates .  You can also follow me at http://www.twitter.com/chancegates .  To checkout some of  my property manager services goto http://chancegates.com/property-management-services/

If you are behind on your house payment and looking for a loan modification, go to making homes affordable

If the modification fails, contact your local real estate professional to help short sale your home.  To make sure there is no deficiency judgment a homeowner might find it necessary to hire an attorney.

Reno-Sparks Convention Center
February 18, 2012 – February 19, 2012

During the last year, Crossroads of the West Gun Shows attracted over 407,000 customers, more than any other gun show in America.  Crossroads of the West Gun Shows are America’s Best Gun Shows.   This shows offer hundreds of tables to meet the needs of everyone, from the once a year hunter to the avid collector.

Visit their web-site for prices and updates   www.crossroadsgunshows.com

Mark your favorite properties and get instant updates price changes,  new pictures and status changes.

As a Reno/Sparks Nevada real estate professional and property manager, I encourage all questions and comments on the Reno/Sparks real estate market or any of the articles posted in this blog. Please feel free to use my back door to the MLS and search the houses available in the Reno/Sparks and most Northwest Nevada neighborhoods. I can be reached by email @ chance@ballard-company.com http://www.myspace.com/chancegates .  You can also follow me at http://www.twitter.com/chancegates .  To checkout some of  my property manager services goto http://chancegates.com/property-management-services/

If you are behind on your house payment and looking for a loan modification, go to making homes affordable

If the modification fails, contact your local real estate professional to help short sale your home.  To make sure there is no deficiency judgment a homeowner might find it necessary to hire an attorney.

www.almanac.com

Although a Christian bishop named Valentine was martyred on February 14 in A.D. 271, there is nothing in this legend to account for the custom of choosing a sweetheart on this day.

By the early 1600s, handmade valentines were customarily sent from admirers to sweethearts. About 1800 the first commercial cards appeared. Cards were usually sent anonymously. As early as 1822, an English official reported having to hire extra postal workers on this day. In 1849, Esther Howland of Worcester, Massachusetts, started selling quality valentines so popular that she was called “Mother of the American Valentine.”

Mark your favorite properties and get instant updates price changes,  new pictures and status changes.

As a Reno/Sparks Nevada real estate professional and property manager, I encourage all questions and comments on the Reno/Sparks real estate market or any of the articles posted in this blog. Please feel free to use my back door to the MLS and search the houses available in the Reno/Sparks and most Northwest Nevada neighborhoods. I can be reached by email @ chance@ballard-company.com http://www.myspace.com/chancegates .  You can also follow me at http://www.twitter.com/chancegates .  To checkout some of  my property manager services goto http://chancegates.com/property-management-services/

If you are behind on your house payment and looking for a loan modification, go to making homes affordable

If the modification fails, contact your local real estate professional to help short sale your home.  To make sure there is no deficiency judgment a homeowner might find it necessary to hire an attorney.

According to the Federal Reserve, monthly consumer credit debt rose $19.3 billion in December for a total credit debt level of $2.498 trillion. Revolving debt, which includes credit cards, increased $2.8 billion to $801 billion. Non-revolving debt, including loans for cars, rose $16.6 billion to $1.697 trillion.

Personal income increased $61.3 billion or 0.5% in December. The personal savings rate was 4% in December, compared with 3.5% in November. Compared to a year ago, personal income rose 4.7%.

The Mortgage Bankers Association said its seasonally adjusted composite index of mortgage applications for the week ending February 3 rose 7.5%. Refinancing applications increased 9.4%. Purchase volume rose 0.1%.

Wholesalers increased their inventories 1% to $473.2 billion in December. This followed a revised 0.1% decrease in November. Sales at the wholesale level rose 1.3% to $413.1 billion in December. On a year-over-year basis, sales were 11.8% higher since December 2010.

The trade deficit increased to $48.8 billion in December from a downwardly revised $47.1 billion in November. Exports rebounded 0.7% to $178.8 billion. Imports advanced 1.3% to $227.6 billion.

Retail sales rose 1.8% for the week ending February 4, according to the ICSC-Goldman Sachs index. On a year-over-year basis, retailers saw sales increase 3.5%.

The Labor Department reported that in the fourth quarter, productivity rose at an annual rate of 0.7% and labor costs increased at an annual rate of 1.2%.

Thanks to my friends at Prospect Mtg

Mark your favorite properties and get instant updates price changes,  new pictures and status changes.

As a Reno/Sparks Nevada real estate professional and property manager, I encourage all questions and comments on the Reno/Sparks real estate market or any of the articles posted in this blog. Please feel free to use my back door to the MLS and search the houses available in the Reno/Sparks and most Northwest Nevada neighborhoods. I can be reached by email @ chance@ballard-company.com http://www.myspace.com/chancegates .  You can also follow me at http://www.twitter.com/chancegates .  To checkout some of  my property manager services goto http://chancegates.com/property-management-services/

If you are behind on your house payment and looking for a loan modification, go to making homes affordable

If the modification fails, contact your local real estate professional to help short sale your home.  To make sure there is no deficiency judgment a homeowner might find it necessary to hire an attorney.

Camp Brochure

www.nevadawolfpack.com

The University of Nevada soccer program will hold a youth clinic for boys and girls ages 5-14, from April 10-12 at Mackay Stadium.

Training will begin each morning at 9:30 a.m. and conclude at noon.

The three-day event will give local-area youth players a chance to train on the pitch at Mackay alongside Wolf Pack players and coaches, including Nevada head coach Dr. Melissa Price.

All proceeds will benefit the Nevada Soccer program.

Complete registration information can be found in the attached brochure. You can also register online by clicking here.

For questions, call or email Nevada assistant coach Lauren McAdam at (775) 682-6934
or Lmcadam@unr.edu.

Read more: http://www.brainyquote.com/quotes/authors/a/alan_greenspan.html#ixzz1ld10wH8G